AFLAC

AFLAC Voluntary Pre-Tax Coverage

As part of Global's comprehensive benefits program, you now have the opportunity to participate in additional pre-tax benefits through AFLAC's extremely comprehensive supplemental insurance plans described below.

AFLAC coverage packages are unique in nature, as they are designed to pay cash benefits directly to you, regardless of any other coverage you may have. These benefits can create a substantial income at a time when you might need it most.

All AFLAC programs are portable at group rates with no increase in premium at retirement or when changing jobs and no COBRA increase. You receive AFLAC benefits regardless of any other coverage you may have.

AFLAC is a Fortune 500 Company and is the number one provider of pre-taxed, voluntary benefits in the United States. All AFLAC programs are guaranteed renewable for life.

Specified Health Event with ICU:

  • Provides cash benefit for occurrence and treatment of specified health events such as heart attack, stroke, etc..., as well as provides ICU benefits for any ICU stay - accident or illness.

Maximum Difference Cancer Plan:

  • An extremely comprehensive plan that pays a first occurrence benefit of $5,000 plus experimental treatment benefits, surgery benefits, transportation benefits, wellness benefits, and much more.

Short Term Disability:

  • Up to $5,000 a month disability for off-the-job accident or sickness. You choose the benefit period and elimination period. Very flexible. Used in cancer, heart attack, maternity circumstances, and many other health events interrupting your ability to earn an income and return to work.

Accident Advantage Plan:

  • Pays benefits for doctor visits, follow-ups, hospital stays, physical therapy and many other treatments. includes up to $150K accidental death and dismemberment for you and your family. The $150K Life is only if you are a passenger on a common carrier - fee paying passenger on bus, train, plane, ect. The actual death benefit for any other accident is $40K.

Whole Life and 10-year Renewable Term Life Insurance:

  • Term life insurance, whole life insurance or a combination of both to provide up to $100,000 total coverage. Can actually write up to $250,000 now with no physical!

Personal Sickens Indemnity:

  • helps offset the expense of doctor visits, hospital stays, diagnostic tests, more than 50 types of surgery, and ground/air ambulance.

Hospital Indemnity Plan:

  • Pays hospital stays, wellness visits, more that 50 types of surgery, ground/air ambulance, and special amounts for Heart Attack, Coma, Stroke, and Paralysis. Does not totally pay for Dr visits or hospital stays, instead provides cash benefits for doctor visits, hospital stays, etc., to help offset the expense of co-pays and deductibles.

Dental:

  • A supplemental dental plan to stand alone or compliment an existing dental plan. Aflac's dental plan pays defined amounts for dental procedures and wellness visits for self and/or family. Features an orthodontics plan for children enrolled by 17 years of age.

If you have any questions, or would like further information, please contact Aflac Representative: Marci Craddock at 940.683.4408 or email marci_craddock@us.aflac.com